CCPA Privacy Policy

If you are subject to the California Consumer Privacy Act (CCPA), you must create and publish a privacy policy or update your current one.

Below we have outlined what a CCPA privacy policy needs to include and provided a CCPA privacy policy template for you to use.

  1. The CCPA Explained
  2. CCPA Privacy Policy Requirements
  3. CCPA Notice To Consumers Requirements
  4. CCPA Privacy Policy vs. Other Data Privacy Law Requirements
  5. CCPA Privacy Policy Checklist
  6. Examples of CCPA Privacy Policies
  7. CCPA Privacy Policy FAQ
  8. Sample CCPA-compliant Privacy Policy Template [Free Download]
  9. Summary

The CCPA Explained

The CCPA is California’s data privacy law and has transformed how businesses collect their website users’ data since it took effect in January 2020.

Businesses that service California residents must comply with the CCPA’s mandated data protection rules or face harsh penalties for noncompliance.

Who Needs a CCPA-compliant Privacy Policy?

For-profit businesses that service California residents and meet certain criteria need a CCPA-compliant privacy policy.

A business must be the entity that determines the purpose and method used to process personal information and meet one of the following criteria:

The California Privacy Rights Act (CPRA) is an amendment to the CCPA and has established new thresholds for businesses. Check out our extensive CCPA vs. CPRA guide for more info.

Do Businesses Outside of California Need a CCPA Privacy Policy?

Yes, businesses outside of California may still need to have a CCPA-compliant privacy policy.

The focus of the CCPA is not on California businesses; instead, the focus is on protecting California residents. Therefore, any business that collects and processes the personal information of California residents falls under the purview of the CCPA.

This means a business across the world in Asia or Europe could be subject to the CCPA if they collect the personal information of Californians.

CCPA Penalties for Noncompliance

The CCPA provides two mechanisms to penalize a violation: private and state.

Private Penalties

The CCPA (Section 1798.150) confers a private right of action to Californian residents and consumers.

This private right of action is the right to initiate civil action against a business that failed “to implement and maintain reasonable security procedures and practices” which caused the consumer to suffer damages.

Damages recovered are set in the amount of at least $100 and not more than $750 per consumer per incident or actual damages, whichever is higher.

State Penalties

A business can also be held liable by the state (Section 1798.155).

The California Attorney General can hold a business civilly liable for no more than $2,500 per violation or $7,500 for each intentional violation.

These penalties can accumulate quickly.

For example, if a business violated the CCPA rights of 10,000 consumers and the injured consumers bring a civil suit, they could be liable for $7,500,000. If the California AG brings the suit, the business could face penalties of $25,000,000 or $75,000,000.

CCPA Privacy Policy Requirements

A general privacy policy describes to consumers how and why their personal information is collected, stored, and shared. The CCPA has specific requirements to include in a privacy policy.

This section will explain the main clauses you must include in your CCPA-compliant privacy policy.

1. Consumer Rights

The CCPA has conferred specific rights to consumers. These rights concern the control consumers maintain over their personal information and include the following:

Right To Know

A consumer has the right to request that the business discloses to them what personal data they collected, used, shared, or sold about them. Further, the reason why the business used personal information must also be given.

When asked, businesses must provide the consumer with this information for the prior 12-month period.

Right To Delete

A consumer has the right to request that a business delete any of the personal information (with a few exceptions) collected from the consumer. Once notified, the business has 45 days to respond. Response can be prolonged up to 90 days under certain conditions.

Right To Opt-out

A consumer has the right to request that a business stops selling their personal data. This is also called the right to “opt-out.” After receiving this request, the business cannot sell the consumer’s personal data without receiving consent.

The opt-out request has a lifespan of 12 months. After that period, a business can ask the consumer to opt-in again.

How it pertains to minors

A business is not permitted to sell a consumer’s personal information if the business has “actual knowledge” that the consumer is under 16 years old. A business is only permitted to sell this information if the consumer “opted-in.”

Under the CCPA, consumers between the ages of 13 and 16 can opt-in to the selling of personal information, while parents or guardians must opt-in for a child under 13.

Right To Non-discrimination

A business cannot discriminate against a consumer because the consumer exercised a right given to them under the CCPA.

For example, if a consumer exercises their right to opt-out of the selling of their personal information, the business cannot offer substandard service or substandard products to the consumer. Nor can a business charge different prices or deny service because a consumer exercised this right.

2. “Do Not Sell My Personal Information” Link

The right to opt-out is conferred to consumers under the CCPA. A consumer can request that a business not sell their personal information to third parties.

The business must include a “Do Not Sell My Personal Information” link to provide consumers with an opportunity to exercise this right. This link is required as part of the CCPA privacy policy.

This link must be “clear and conspicuous” and easily accessible on the business’s website or app. It must take the consumer to a webpage where they are allowed to opt out of the sale of their personal information.

3. Personal Information Collection

You must must disclose what personal information you collect in your privacy policy.

Under the CCPA, personal information is defined as information that identifies, relates to, describes, or could be linked or associated with a consumer or household, and can include the following:

4. Sharing and Selling of Personal Information

In furtherance of consumers’ ability to take active steps to control their personal information, the CCPA notice requirements mandate that businesses disclose what categories of personal information they share or sell with third parties and why.

CCPA Notice To Consumers Requirements

The CCPA mandates you to provide a notice of collection to consumers, explaining what personal information you collected from them in the past 12 months.

Companies must disclose the following from the previous 12 months:

Categories of Personal Information

Companies must disclose the categories of personal information they collected about the consumer. The categories include the following:

Category Examples
Identifiers Names, personal identifiers, online identifiers, government or state identification numbers, etc.
Categories of personal information described in subdivision (e) of Section 1798.80 Social security number, physical characteristics or description, passport number, driver’s license or state identification card number, insurance policy number, bank account number
Characteristics of classifications protected under California state law or U.S. federal law Race, color, national origin, religion, sex, age, disability, citizenship status, genetic information, marital status, medical conditions, or sexual orientation
Any commercial information purchased, obtained, or considered History of past transactions
Biometric information Individual’s physiological, biological, or behavioral characteristics, such as DNA, fingerprint, or retina scans
Internet network activity information Browsing history, search history, and information about user’s interaction with the website, app, or advertisement
Geolocation Data IP address
Sensory Information Audio, electronic, visual, thermal, and olfactory information
Professional or employment information Employment and job history
Education information that is not publicly available Attendance and exam information
Inferences drawn from any of the information above to create a consumer profile Preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes

If there is some personal information collected that does not seem to fit in any category, it must still be disclosed to be fully compliant.

Sources of Personal Information

Businesses must also disclose the sources from which personal information is collected. Examples of common sources include:

Business Purpose

Businesses must disclose the business purpose of collecting or selling personal information of California residents.

Categories of Third Parties

Lastly, businesses must disclose the categories of third parties with whom the personal information is shared. Some examples of third parties include:

All of this information does not have to be given more than twice to a consumer in a 12-month period.

Policy Update

The CCPA requires that every 12 months, your privacy policy be updated.

CCPA Privacy Policy vs. Other Data Privacy Law Requirements

The CCPA is not alone in the data privacy legal sphere. Other countries have enacted similar laws to protect the personal information of their residents.

This section will cover the CCPA and other data privacy laws and highlight some major differences and similarities between them.

First, the other major data privacy laws include the following:

Data Privacy Law Year Region/Country Consent Sector
General Data Protection Regulation (GDPR) May 2018 European Union Yes Public and Private
Lei Geral de Proteção de Dados Pessoais (LGPD) August 2020 Brazil Yes Public and Private
Protection of Personal Information Act (POPIA) June 2021 South Africa Yes Public and Private
Personal Information Protection law (PIPL) November 2021 China Yes Private
Personal Information Protection and Electronic Documents ACT (PIPEDA) April 2000 Canada Yes Private

Consent

One of the main differences between the CCPA and the other data privacy laws — like the GDPR — is user consent.

Most other data privacy laws mandate that you obtain user consent before you collect any of their data.

The CCPA, on the other hand, does not mandate consent before data collection. Instead, consumers can exercise their right to opt out of data collection.

Who is protected?

Under the CCPA, only California residents are protected. A California resident is one who lives permanently in California and is not there for a temporary purpose.

The GDPR, on the other hand, protects anyone who resides the European Union, Island, Norway, Lichtenstein or Switzerland.

For example, a student studying abroad for a semester is temporarily in the EU, so they are covered under the GDPR. Residency does not matter — being located inside the EU suffices to be covered under the GDPR.

The other data privacy laws are more similar to the GDPR. For example, the LGPD protects individuals located in Brazil and doesn’t differentiate between permanent and temporary residents.

Thus, the CCPA protects a much narrower group of people.

What businesses are affected?

Any business — regardless of location — can be subject to the CCPA if it’s a for-profit company that processes data of California residents and meets the criteria we outlined in an earlier section.

The GDPR, on the other hand, applies to any entity that processes personal data. This includes all for-profit companies, non-profit companies, and even governmental bodies if they process data of individuals in the EU.

The POPIA ad LGPD also apply to both the private and public sectors.

On the other hand, PIPL and PIPEDA apply only to the private sector, like the CCPA.

Non-profit organizations and governmental organizations are excluded from CCPA compliance.

CCPA Privacy Policy Checklist

Here’s a checklist to cross-reference your new privacy policy or update your old privacy policy to ensure you are in compliance with the CCPA.

Have a compliance program to ensure your privacy policy is sufficient under CCPA
Clearly label your privacy policy and place it conspicuously on your website
Have a section explaining your consumer’s rights under the CCPA
Have a notice of collection section
Have the “Do Not Sell My Personal Information” link
Have a system in place to update your privacy policy every 12 months

Examples of CCPA Privacy Policies

This section will provide examples of CCPA privacy policy sections to help you become better compliant with the CCPA.

Chase Bank

Chase Bank Online Privacy Policy: Rights of Consumers Residing in California

chase-bank-ccpa-privacy-policy-notice

Amazon

Amazon Privacy Policy: CCPA Personal Information Disclosure

amazon-ccpa-privacy-policy-example

Spotify

Spotify Privacy Policy: Third-party sources of Data Collection

spotify-ccpa-privacy-policy-example

Target

Target Privacy Policy: Business Purpose for Data Collection and Sale

target-ccpa-privacy-policy-sample

CVS

CVS Privacy Policy: “Do Not Sell My Personal Information” Link

cvs-ccpa-privacy-policy-sample

CCPA Privacy Policy FAQ

Here are common questions asked about CCPA privacy policy compliance.

Who does the CCPA apply to?

The CCPA applies to companies that collect the personal information of California residents and meet the CCPA definition of business. The CCPA does not apply to government agencies, nor does its jurisdiction include charities or other non-profit organizations.

Do I need to have a CCPA-compliant Privacy Policy?

If your company matches the definition of a “business” and collects and processes data of Californian residents, then you probably fall under the CCPA. To avoid the harsh penalties listed in the law, you should create a CCPA-compliant privacy policy or update your privacy policy to reflect the CCPA guidelines and requirements.

How many categories of personal information are under the CCPA?

There are 11 categories of personal information under the CCPA. They include:

  1. Identifiers
  2. Categories of personal information described in subdivision (e) of Section 1798.80
  3. Characteristics of classifications protected under California state law or U.S. federal law
  4. Commercial information purchased, obtained, or considered
  5. Biometric information
  6. Internet network activity information
  7. Geolocation data
  8. Sensory information
  9. Professional or employment information
  10. Education information (not public)
  11. Inferences from any of the information to create a consumer profile

Note: Personal information does not include information that is publicly available, which includes information lawfully available from federal, state, or local government records.

How do I update my current privacy policy to be CCPA compliant?

You can update your current privacy to be CCPA compliant by following Termly’s CCPA Privacy Policy Checklist to ensure you are not missing any important requirements.

Where do I have to display my CCPA-required privacy policy?

Your privacy policy must be clear and comprehensive. Usually, this is at the bottom of a webpage. The section is typically titled “Privacy” or “Online Privacy Policy.” The privacy policy is usually a link or a pdf document. Make sure your privacy policy is posted conspicuously on your website so no issues arise where you are accused of failing to provide a privacy policy.

Sample CCPA-compliant Privacy Policy Template [Free Download]

Expand the box below to view the sample CCPA-compliant privacy policy text. Copy and paste the text onto your site, or download the privacy policy template Word document.

Website Privacy Policy Template [Text Format]

PRIVACY NOTICE

Last updated [Date]

This privacy notice for [Company Name] (doing business as [Company Short Name] ) ("Company," "we," "us," or "our"), describes how and why we might collect, store, use, and/or share ("process") your information when you use our services ("Services"), such as when you:


Privacy Policy Template HTML

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Website Privacy Policy Template [Text Format]

PRIVACY NOTICE

Last updated [Date]

This privacy notice for [Company Name] (doing business as [Company Short Name] ) (“Company,” “we,” “us,” or “our“), describes how and why we might collect, store, use, and/or share (“process“) your information when you use our services (“Services“), such as when you:

Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at [Email Address] .

This privacy policy was created by Termly’s Privacy Policy Generator.

SUMMARY OF KEY POINTS

This summary provides key points from our privacy notice, but you can find out more details about any of these topics by using our table of contents below to find the section you are looking for.

What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with [Company Name] and the Services, the choices you make, and the products and features you use.

Do we process any sensitive personal information? [We do not process sensitive personal information. / We may process sensitive personal information when necessary with your consent or as otherwise permitted by applicable law.]

Do you receive any information from third parties? We may receive information from public databases, marketing partners, social media platforms, and other outside sources.

How do you process my information? We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so.

In what situations and with which types of parties do we share personal information? We may share information in specific situations and with specific categories of third parties.

How do we keep your information safe? We have organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information.

What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information.

How do I exercise my rights? The easiest way to exercise your rights is by filling out our data subject request form available here: [DSAR Form URL] , or by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.

Want to learn more about what [Company Name] does with any information we collect? Review the notice in full below.

TABLE OF CONTENTS

1. WHAT INFORMATION DO WE COLLECT?
2. HOW DO WE PROCESS YOUR INFORMATION?
3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION?
4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?
5. WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES?
6. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
7. HOW DO WE HANDLE YOUR SOCIAL LOGINS?
8. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?
9. HOW LONG DO WE KEEP YOUR INFORMATION?
10. HOW DO WE KEEP YOUR INFORMATION SAFE?
11. DO WE COLLECT INFORMATION FROM MINORS?
12. WHAT ARE YOUR PRIVACY RIGHTS?
13. CONTROLS FOR DO-NOT-TRACK FEATURES
14. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
15. DO VIRGINIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
16. DO WE MAKE UPDATES TO THIS NOTICE?
17. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
18. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

1. WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us

In Short: We collect personal information that you provide to us.

We collect personal information that you voluntarily provide to us when you [register on the Services,] express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.

Personal Information Provided by You. The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:

Sensitive Information. [We do not process sensitive information. / When necessary, with your consent or as otherwise permitted by applicable law, we process the following categories of sensitive information:

Payment Data. We may collect data necessary to process your payment if you make purchases, such as your payment instrument number (such as a credit card number), and the security code associated with your payment instrument. All payment data is stored by [Vendor Name] . You may find their privacy notice link(s) here: [Vendor Privacy Policy] .

Social Media Login Data. We may provide you with the option to register with us using your existing social media account details, like your Facebook, Twitter, or other social media account. If you choose to register in this way, we will collect the information described in the section called “HOW DO WE HANDLE YOUR SOCIAL LOGINS?” below.

[Application Data. If you use our application(s), we also may collect the following information if you choose to provide us with access or permission:

This information is primarily needed to maintain the security and operation of our application(s), for troubleshooting, and for our internal analytics and reporting purposes.]

All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.

Information automatically collected

In Short: Some information — such as your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our Services.

We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.

Like many businesses, we also collect information through cookies and similar technologies. You can find out more about this in our Cookie Notice: [Cookie Notice URL].

The information we collect includes:

Information collected from other sources

In Short: We may collect limited data from public databases, marketing partners, social media platforms, and other outside sources.

In order to enhance our ability to provide relevant marketing, offers, and services to you and update our records, we may obtain information about you from other sources, such as public databases, joint marketing partners, affiliate programs, data providers, social media platforms, and from other third parties. This information includes mailing addresses, job titles, email addresses, phone numbers, intent data (or user behavior data), Internet Protocol (IP) addresses, social media profiles, social media URLs, and custom profiles, for purposes of targeted advertising and event promotion. If you interact with us on a social media platform using your social media account (e.g., Facebook or Twitter), we receive personal information about you such as your name, email address, and gender. Any personal information that we collect from your social media account depends on your social media account’s privacy settings.

[Information collected when you use our Facebook application(s). We by default access your Facebook basic account information, including your name, email, gender, birthday, current city, and profile picture URL, as well as other information that you choose to make public. We may also request access to other permissions related to your account, such as friends, check-ins, and likes, and you may choose to grant or deny us access to each individual permission. For more information regarding Facebook permissions, refer to the Facebook Permissions Reference page.]

2. HOW DO WE PROCESS YOUR INFORMATION?

In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.

We process your personal information for a variety of reasons, depending on how you interact with our Services, including:

3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR INFORMATION?

In Short: We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e., legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or fulfill our contractual obligations, to protect your rights, or to fulfill our legitimate business interests.

If you are located in the EU or UK, this section applies to you.

The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on in order to process your personal information. As such, we may rely on the following legal bases to process your personal information: